Who we are
RF Fintech AG is a Swiss-based financial technology company dedicated to delivering intelligent, secure and scalable financial solutions.
We combine financial expertise with advanced technology to create efficient structures, optimized processes and sustainable growth strategies for our clients.
Our approach is defined by precision, transparency and long-term thinking. We operate at the intersection of finance and innovation — where regulatory strength meets digital transformation.
At RF Fintech AG, we believe that modern finance must be secure, adaptable and performance-driven. Our mission is to provide forward-thinking solutions that create measurable value in a rapidly evolving financial landscape.
We bridge the gap between traditional business and the decentralized future. Our expert team specializes in digital transformation, offering robust cyber defense and cutting-edge tokenization services. By digitizing ownership and securing your network architecture, we help you eliminate operational friction and build trust with your customers. Don't just adapt to the digital age—lead it with our secure-by-design solutions.
At our company, data protection is not an afterthought. Our in-house certified GDPR professional ensures full alignment with European data protection standards and supports the implementation of secure, compliant digital infrastructures.
Through our close collaboration with selected partners and specialized firms, we are able to provide integrated solutions that combine expertise across finance, technology and compliance.
This ecosystem approach enables us to deliver efficient, scalable and client-focused results.
Lubomir Stoev
Founder & CEO
Mr. Stoev is an experienced entrepreneur, strategist, and investor with more than 30 years of proven hands-on experience in the business world. Operating at the intersection of traditional asset management, corporate governance, and forward-thinking fintech solutions. Based in the Canton Baar, Switzerland, he serves as the driving force behind strategic investment and holding companies, seamlessly bridging the gap between regulatory compliance and technological innovation.
With a dedicated focus on digital resilience, robust investment strategies, and future-proof corporate structures, Mr. Stoev navigates organizations safely through digital and regulatory transformations. His professional approach is defined by a strong network, sharp entrepreneurial acumen, and a commitment to building sustainable value in a dynamic global market.
Our Partners
